Top Wholesale Lenders Compete. You Win.
Purchase, refinance, or invest
we shop dozens of top wholesale lenders to find your exact fit.
The Exact Loan. The Exact Rate. Exactly Right
3 minutes to start · No credit impact · Expert advice · Unbeatable service
Minnesota Licensed · NMLS #1928385 · Equal Housing Lender · Call 763-321-8705
Where would you like to start?
Buy a Home
Find your best loan before you find the house. Pre-approval strengthens every offer you make.
Refinance
Same home. Smaller payment. Lower your rate, shorten your term, or take cash out.
Invest
Financing that scales with your portfolio — DSCR, Fix & Flip, Bank Statement and more.
Why borrowers choose a wholesale broker
Big banks offer you one menu. We make top wholesale lenders compete for your loan.
Lenders Compete
One application, dozens of wholesale lenders — competition drives your rate down.
More Loan Options
FHA, VA, USDA, Jumbo, DSCR, Bank Statement — if a program fits you, we have access to it.
Fast, Simple Process
Apply in minutes online. We handle the paperwork and keep you updated at every step.
Local Expert Advice
A licensed Minnesota loan expert guides you personally — no call centers, no pressure.
One application. Every loan option.
Find your best loan option — or let a loan expert match you in minutes.
FHA
As little as 3.5% down, credit scores from 580, gift funds and down-payment assistance allowed.
VA
Zero-down loans for service members and their families, with flexible credit requirements.
USDA
Zero-to-low down payment for homes in USDA-designated rural areas. Low credit scores allowed.
Conventional
Competitive rates from 3% down, fixed or adjustable, for primary, second, and rental homes.
Jumbo
Financing above conforming limits for higher-value homes, with competitive wholesale pricing.
First-Time Buyer
Low down payments, Home Possible & HomeReady options, and step-by-step guidance.
Grants & Assistance
Down-payment assistance and grant programs that make your loan truly affordable.
Self-Employed
Bank-statement and alternative-documentation loans built for business owners and 1099 earners.
Investors: Build Wealth, Not Paperwork
Qualify on the property's cash flow or your bank statements — not tax returns.
DSCR
Qualify with rental income — no personal income docs required.
Fix & Flip
Short-term funding for purchase plus rehab, closed fast.
Bank Statement
Use 12–24 months of deposits instead of tax returns.
Foreign National
Invest in U.S. property without U.S. credit history.
Know your numbers before you commit
Calculate Payment
Estimate your monthly payment in seconds.
Check Rates
See where rates stand today.
Learning Center
Guides and answers for every step of the loan process.
Free Consultation
Talk through your options with a loan expert — free.
Your exact loan in three steps
1. Apply in Minutes
Answer a few questions online — no credit impact to get started.
2. Compare Your Options
We shop top wholesale lenders and present your best rates side by side.
3. Close With Confidence
Your expert handles the details through a fast, on-time closing.
Ready when you are — your exact loan is minutes away.
Prefer to talk it through? Call 763-321-8705 — we're here to answer any question and guide you through the loan process.
Exactlenders LLC · 5620 Trenton Lane N, Plymouth, MN 55442 · Minnesota Licensed · NMLS #1928385 · Equal Housing Lender